AI Global Index — Decision Report

Tokyo, Japanfor a bank / mortgage lender

9 Sep 2026Methodology profiles-1.0.0Data confidence 90/1003 of 8 factors live
68
Market Fit
Conditional fit

Weighted to a bank / mortgage lender's priorities, Tokyo scores 68/100conditional fit. Property entry-window: Open (score 72).

Collateral protection and default risk — conservative, and sceptical of thin data.

Scorecard — the factors this profile weights

FactorWeightScoreSource
Governance / title security18%80seed
Low overall risk16%76seed
Currency stability14%39● live
Price stability (low inflation)12%96● live
Employment12%95● live
Data confidence10%90seed
Low public debt10%0seed
Housing affordability8%53seed

Live = World Bank / UNODC / OECD / The Economist (dated). Seed = illustrative pending a licensed feed. Market Fit renormalizes by weight, so it is comparable 0–100.

Why it works

  • Governance / title security 80/100 · 18% weight
  • Low overall risk 76/100 · 16% weight
  • Price stability (low inflation) 96/100 · 12% weight
  • Employment 95/100 · 12% weight

Why it may not

  • Currency stability 39/100 · 14% weight
  • Low public debt 0/100 · 10% weight

Property entry-window

OpenValuation 100 · Demand 13 · Financing 100 · Title 80 · Climate 50 · price-to-income 87.6 (100 = long-run avg)

The same market, every profile

Tourist / visitor77
Family buying a home75
Bank / mortgage lender68
Family office / institutional68
Entrepreneur / startup66
Government / municipality64
Business expansion62
Corporate professional62
Retail brand54
Real estate developer50
Rental-income investor47
Capital-appreciation investor46

Tokyo ranks best for a tourist / visitor (77) and worst for a capital-appreciation investor (46). Suitability, not popularity.

Next: the actual properties

This report is the macro decision — which market, for whom. For the districts, projects, yields and DLD-verified transactions in Tokyo:

View Tokyo listings for a bank / mortgage lender on AI-Home ↗